Financial Decoder

265
Investing #196

Cognitive and emotional biases can have a big impact on your financial life. Each episode of Financial Decoder looks closely at one financial decision--and the biases that might cloud your judgment and cost you money. Host Mark Riepe, head of the Schwab Center for Financial Research, decodes the behavioral and psychological factors at play and shares strategies designed to improve the way you approach financial crossroads. Other experts join Mark to provide their unique perspective on behavioral economics, portfolio management, retirement planning, personal finance and more.

Podcasts are for informational purposes only. This channel is not monitored by Charles Schwab. Please visit schwab.com/contactus for contact options.

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Recent Reviews
  • JestyrKing
    Great Content
    I had a buddy recommend this podcast and I have been really enjoying it. The content is informative without talking down to the audience and has help me identify some blind spots in my financial understanding. Looking forward to learning more.
  • N7TQI
    Financial Decoder
    Information current that is meaningful.
  • Imnotanofficer
    Good
    Useful information, presented in an accessible way.
  • potamophobic
    Well delivered useful info …
    … with very little advertising of Schwab products and services
  • Pipete40
    Excellent background and facts focus
    Investing is a combination of financial analysis and human decisions. Do not you hate loosing money? If you are an investor, this podcast can help to think about the way you make decisions to invest and strategies to keep it rational
  • dgrazi
    Investing in Cryptocurrency
    A little disappointed in the shortsightedness of the recent podcast on crypto. Randy's nutshell list of limitations and risk flat out ignores the human principles and philosophy driving Bitcoin, as if lack of regulation, government oversight and sovereign bans define it, and as if high volitility is a negative. Volitility = life. I also did not understand why he thinks BTC is limited by slow transactions and hefty fees - unless he is talking about other cryptos. It takes longer to transact a buy through a bank than the blockchain! However, good try. Pretty typical perspective from a traditional financial services company.
  • Actnjack
    Excellent financial advice
    Excellent podcast
  • ReddLew
    Financial Decoder
    Great podcast for investing and retirement planning. Very useful and informative. The Schwab team always delivers on research. Thanks
  • sdretz
    Recommend for new investors!
    I’m in my mid twenties and have been investing bit by bit for years but am now trying to educate myself and dive in more. This is one of the most helpful investing podcasts I’ve listened to- the host breaks down common market phrases and concepts in a way that is easy to digest and implement. I recommend!
  • miami tiger
    Financial Decoder
    Very enjoyable and helpful.
  • smileyblair
    Fair
    The podcast is good. But personally, I’d like more detail. For example. The Biden stimulus package. As opposed to simply review what I would get in the local news. Give real detail what’s in it. And as opposed to extremely simple answers that would be in a local free paper, give some real possibilities. What’s happened in the past. It’s just a little bit too much glossing over high points.
  • Tenniswiz58
    Insightful and Practical
    Since it’s inception, I don’t think I have missed an episode. On almost every aspect of financial planning, between Choiceology and Mark Riepe’s Financial Decoder, I learn so much!
  • terryinCA
    I love this podcast
    I am a Charles Schwab customer and stumbled upon this podcast looking for something else. Great information that you don’t need a PhD to understand and great speaking voice from the host. I like the simplicity of the financial advice and the tips to secure your future can be followed immediately.
  • Bribjj
    Informative
    Easy to listen to and great information.
  • Gnm98
    Solid Information
    Easy to understand information. Well done.
  • HellBringer 3
    Great Podcast
    This is great podcast for beginner investor like me. Easy to listen too and not a commercial for Charles Schwab.
  • Sunfunlove18
    Very Educational !
    If you’re interested in leading how to care Good vs Bad debt to have more financial freedom this is Your Podcast- would have liked more info on the better options and lenders to borrow from when buying a home.
  • Beaker92
    Excellent
    A really great podcast for beginners like me. A minor quibble that has little to do with the podcast, but everything to do with Shakespeare. In the latest episode, the host unfairly characterizes Shakespeare as not being "spot on" with his advice about "neither a borrower nor a lender be." Mark is unfortunately confusing author with character. It's not Shakespeare touting that philosophy: it's Polonius, the flawed character he's created. It would be like ascribing homicidal tendencies to Shakespeare because he wrote "Why, I can smile, and murder whiles I smile." That's Richard III claiming that, not Shakespeare.
  • claerissae
    Insightful
    I love this podcast. It’s very insightful.
  • ajdubea
    Behavior
    Great topics on human behavior and how it affects traders and investors
  • Birds look nice to me
    Excellent consistently
    I know a lot about personal finance but I still find something useful in every episode. And there’s no pushing of Schwab products.
  • stardesign8
    Sound quality is very bad. I can’t hear in gym
    Sound quality is very low and bad. I can’t hear in the gym.
  • aaaalsoehen
    Excellent
    Excellent
  • YodaOfCanton
    Solid Advice
    I’ve been listening to this podcast since it began. The knowledge gained is helpful whether you manage your own investments or if you want to validate the choices of your advisor. The advice is generic, not an advertisement for Schwab.
  • CC1Steve
    Very helpful, especially for younger investors
    Solid advice about the fundamentals of planning and achieving financial goals. The discussions about the common behavioral pitfalls that undermine achieving these goals is very helpful.
  • oregonbenefit
    Insightful, Interesting & Very Helpful!
    I found Financial Decoder via my other favorite podcast (Choiceology) and haven’t missed an episode of either. Each episode relays extremely helpful insight in a way that’s so relatable, interesting and stays on focus with the topic of that episode. This is helpful to anyone at any stage in their financial planning. Thank you for such valuable content
  • Steve6974
    Decoder 3
    I think it would even be better for the podcast if you see a persons face. I think it’s more personal if you think that person is talking to you and more enjoyable thank you Steve Roberts
  • SonomaHM
    Six stars if written summary available.
    All of these points are important to me. I’m guilty of most of them! I would love to review these tips monthly when I review my accounts.
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